Replace the paper khata with a ledger that never loses a page. Add your customers and appliances, sell on installments, and know exactly who owes what — before it's overdue, not after.
Add customers
Add appliances
Start installments
Track & grow
LED TV 43-inch
Ali Raza
1
01 Oct
Rs 8,333
2
01 Nov
Rs 8,333
3
01 Dec
Rs 8,333
4
01 Jan
Rs 8,333
A payment gets written on the wrong page, or not at all
Every payment is logged against the exact installment it covers, the moment it's collected
A customer swears they paid last month — the book says otherwise, or doesn't say
A dated, itemized payment history for every customer, impossible to lose or backdate quietly
You remember a due date only after it's already late
Automatic reminders go out days before a due date, and again if it's missed
One notebook, one shop — if it's lost, so is your record of who owes what
Backed up automatically, reachable from the counter, the back office, or your phone
Built for one job — installment retail — instead of bent into shape from generic accounting software.
Customers & guarantors
Name, phone, CNIC, address, and a guarantor on file for every customer — searchable in seconds at the counter.
Your appliance catalog
Cost and sale price per item, so margin is visible the moment you're setting up a plan, not after.
Installment plans
Down payment, tenure, monthly or weekly — the full payment schedule generates itself the moment a plan is created.
Reminders that go out on their own
Email before a due date, and again if it's missed. SMS too, within your plan's monthly quota.
A dashboard that answers real questions
What's due today, what's overdue, what came in this month — not a wall of numbers with no context.
An app for the field
Staff collecting a payment at a customer's door can record it on the spot from their phone.
Your whole team, one ledger
Owners and staff share the same live ledger — no more reconciling three different notebooks at closing.
Your data, walled off
Every other company on the platform is enforced at the database level, not just hidden in the interface.
Add customers
Name, phone, CNIC, and a guarantor if you take one — once, and every plan after this reuses them.
Add appliances
Your catalog, with cost and sale price — so margin is visible the moment you set up a plan.
Start installments
Pick a customer, one or more appliances, a down payment and a tenure. The monthly schedule writes itself.
Track & grow
Record each payment as it comes in. Reminders go out on their own for everything still outstanding.
Electronics shops
TVs, fridges, ACs — big-ticket items customers pay off over months, not upfront.
Furniture and appliance dealers
Anything sold on a down payment plus a schedule of monthly installments.
Any shop still running on a notebook
If you can describe your business as "who owes me what," this is built for you.
The same ledger from the counter, now in the field. Manage installments, track payments, and keep the business running — anytime, anywhere.
Track installments
Stay on top of every payment and schedule.
Manage collections
See what's due, what's paid, and what's next.
Handle customers
Keep every customer's details organized on the go.
View reports
Real-time insight into how the business is doing.
Do I need to know accounting software to use this?
No. If you can fill in a customer's name, an appliance, a down payment, and how many months — you can create a plan. The schedule and the math are handled for you.
What happens if a customer pays late, or pays two months at once?
Can more than one person at my shop use it?
Is my shop's data visible to other companies using this?
What does it cost?
Set up your company, add your first customer, and sell on installment — all in the time it takes to write one page by hand.
Start your free ledger
installo
Installment tracking for retail shops — replace the paper khata with a ledger that never loses a page.
© 2026 Installo
Made for shops running installment sales